Affordable Care Act

President Obama signed the Affordable Care Act on March 23, 2010 which put in place comprehensive health insurance reforms designed to initiate those changes over a four year period and beyond, with most changes taking place by 2014.

Beginning in 2010:

NEW CONSUMER PROTECTIONS

• Putting Information for Consumers Online.
• Prohibiting Denying Coverage of Children Based on
   Pre-Existing Conditions.
• Prohibiting Insurance Companies from Rescinding Coverage.
• Eliminating Lifetime Limits on Insurance Coverage.
• Regulating Annual Limits on Insurance Coverage.
• Appealing Insurance Company Decisions.
• Establishing Consumer Assistance Programs in the States.

IMPROVING QUALITY AND LOWERING COSTS

• Providing Small Business Health Insurance Tax Credits.
• Offering Relief for 4 Million Seniors Who Hit the Medicare
   Prescription Drug “Donut Hole.”
• Providing Free Preventive Care.
• Preventing Disease and Illness.
• Cracking Down on Health Care Fraud.

INCREASING ACCESS TO AFFORDABLE CARE

• Providing Access to Insurance for Uninsured Americans
   with Pre-Existing Conditions.
• Extending Coverage for Young Adults.
• Expanding Coverage for Early Retirees.
• Rebuilding the Primary Care Workforce.
• Holding Insurance Companies Accountable for
   Unreasonable Rate Hikes.
• Allowing States to Cover More People on Medicaid.
• Increasing Payments for Rural Health Care Providers.
• Strengthening Community Health Centers.

To read the full law and download the PDF file visit: Healthcare.gov.

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