Vision Insurance
What is Vision Insurance
Vision Insurance is most often provided by large group health providers.
Vision insurance refers to a contract between a consumer and an insurance organization which provides vision care in return for a premium. In exchange for their premium payments, consumers usually receive eye examinations (given by doctors and clinics contracted with the insurance organization) and corrective eyewear. Exactly how much of the fees are covered varies according to the specifics of the plan.
Typical Features and Benefits of a Vision Insurance
Plan - features and benefits will vary depending on the provider, but features typically discounted include:
Eye examinations
Surgical procedures - including Lasik procedures where available.
Frames
Lenses
Contact Lenses
Non-prescription sunglasses
Vision benefits are rarely included in individual health insurance coverage and so often times when this type of coverage is needed for large families, discount plans may be an option.
Catastrophic Plans
Chiropractic
COBRA